Real Estate Fraud

In some shape or form, no matter who you are, your life has been affected by the 2008 housing collapse which sent markets around the globe into a downward spiral. Caused by people who were excessively pulling out loans who couldn't pay it back, mostly doing it for quick profit. It has spawned one of the biggest investigations and is still ongoing. Today it has even influenced our entertainment, from realistic movies like The Big Short to more fictional films like Money Monster.

It brings me to Merced County California, which according to the FBI, ranks fifth in the nations fraud risk index back in 2009.

I only write this article now cause of personal experience with the local government. I have went through countless searches (warrantless) and raids which has left a family rattled and homeless. From probation, the police department, and the DA's office. They came into our home tore into everything, trying to find anything that could possibly lead to a arrest. Which did lead to one, all evidence (firearms) was never to return to rightful owners, only a pellet gun. Keep in mind, the one they've arrested had a job (white oak foods), his first car, and was just starting to change his life around. In this mess he lost his job and put our family into a downward spiral.

In this behavior of local governance that I've witnessed, I dug into them, just like what they've done to this family. I've grabbed names and done extensive background checks. I know where they live(d), their emails, phone numbers, relatives and others who they associate with.

I then came to realize the property. Mainly from years 2000 to 2006 there were indeed extensive loans. From $20,000 to upwards of $1.5 million (OP DEV INC). I've got this type of information from Beenverified, keep in mind, some information can be misleading and or entirely wrong. It is one of the reasons I forwarded some of my findings to the FBI and DOJ April of 2015. Days before Merced County's DA's office raided (on a misdemeanor). They seized firearms and all electronics that can hold any type of data related to another matter.

It is then I started to investigate the lead investigator in the DA raid. A Albert Flores, son to a Armand Flores. I find in just on one property alone he and Kimberly Flores has pulled out nearly $1.3 million in three years time on a house that was worth $400,000. These people are also associated with a Gerald Dover and Opinski Construction (OP DEV INC).

In closing, it is my personal belief this type of information is why the DA's office is coming after me on anything. My only wish is for Justice on all fronts!

Persons of interest: Larry and Richard Morse, Robert Carroll, Jesse Saucedo, David and Sharyl Elgin, Gerald Dover, Greg Opinski, Eddie and Anna Hazel, Albert Flores, Christopher Henn, Shoua Her, Denise Duran, Kao Chao, and Jim Mcmilon.

Connections or Coincidences?

A partial network of the "Good Ol Boys" in Merced County?

• A Judge Paul Lo within Merced county has worked as a managing partner for Allen, Polgar, Proietti and Fagalde LLP through the years 1994-2003.
• A attorney Kimberly Flores (wife to DA investigator Albert Flores) went to the same law school as Jeffery Kettering and worked within Allen, Polgar, Proietti and Fagalde LLP.
• Kimberly and Albert Flores's residence is owned by a Dorothy Luiz Family Trust as of 9/6/2012.
• Dorothy Luiz had another property which change ownership to a Gerald S and Darlene Dover as of 3/14/2014.
• As of 3/14/2014 Gerald S and Darlene Dover was loaned $298,000 from a OP DEV INC. Could this be some form of bribery?
• OP DEV INC is owned by a Greg Opinski, farther to a Joseph Opinski.
• Greg Opinski was running for State Assembly in 2016.
• A Judge Donald Proietti (Attorney, Allen Proietti & Fagalde)
• A Judge McCabe (Managing partner, Allen, Polgar, Proietti & Fagalde)

"Judge McCabe was appointed to the superior court in 2004 and is currently Presiding Judge of his court. Before joining the bench, he was sole proprietor/owner of the Law Office of Brian L. McCabe. Before that, he was managing partner at Allen, Polgar, Proietti & Fagalde in Merced and an associate of Kahn, Soares & Conway in Hanford. Judge McCabe is a current member of the Judicial Council’s Trial Court Presiding Judges Advisory Committee, Civil and Small Claims Advisory Committee, and vice-chair of the Strategic Evaluation Committee. He is also a recent member of the Judicial Council’s California Court Case Management System Operational Advisory Committee."

Bribery through housing loans?

Given the on going bribery case with Greg Opinski and former mayor of Los Banos Tommy Jones. Would it be possible bribery has been a on going problem? Below is a property deed associated with OP DEV INC. Which loaned nearly 300,000 dollars to a Sheriff Gerald Dover.

Whether or not its a bribe or not I could never tell. Another person of interest would be a Luiz Dorothy (Dorothy Broughton Luiz)  who is possibly in relation to a Kimberly and Albert Flores.

Keep in mind the Dovers own Envy Fine Clothing, which could be a money laundering service.

6th Constitutional right violated

On February 29th, 2016 I was arraigned in courtroom 8 with a public defender Wade Freitas and a Judge Bob Mcnatt. The judge made me aware what I was being charged with and I entered my plea of not guilty. Wade Freitas wrote down my next court date for March 28th, 2016 and said come by to the public defenders office so we could go over the police report.


That same day, February 29th, 2016, I went to the public defenders office to try and have the interview and get my discovery. I was told to come back in a few days cause they had nothing for me from the police dept nor the DA's office. I then went to the DA's office to try and get the complaint and or police report. The clerk said I would have to get it through my attorney and gave me my case number. 16CR-00073. I later emailed Wade Freitas.

A few days later I called the public defenders office and was made aware I was appointed to a Armando Lope. The clerk took my phone number down so he could call me back. I then emailed him requesting a interview and discovery.

On March 14th, 2016 I went to the public defenders office to have the interview but was told Armando wasn't seeing any that day cause of court. I was told I could come back later around 2 or 2:30PM to have him get my discovery. Around 4PM Armando and Wade entered the public defenders office. Armando went over the police report and complaint. He asked me why I posted the addresses. I told him its because I suspected the officers were committing some type of fraud on the loans they pulled out years prior. He asked me when I was arraigned and wanted to know when the next court date was. I told him I believe its the 28th. He then saw that the court hasn't updated my case and I should go March, 21st 2016 just in case if I get heard. I begun to ask him about a speedy trial, which would put pressure on the court and including him. He asked if I have waived on the matter and I explained I did not.

A few days go by and I called Merced court criminal division and asked for a court date. Tammy said she would have to email the clerk supervisor to have them update my case and would call me back when they do.

Today on March 21st 2016 I made sure by going to the clerks office and someone printed me out a minute order. I do find one thing odd about it. It says it was printed out the 16th and not the 21st.